Student Tenant File: Guarantor and Visale

Rental managementBy Antoine Dematté·September 10, 2025·Reading time: 4 min
Student Tenant File: Guarantor and Visale

Finding student housing is often a real challenge: many applications, demanding landlords, and a file that must be impeccable. To maximize your chances, it is essential to know which documents to provide, what guarantees to offer, and what your specific rights and obligations are as a student.

In this article, Alpaca Immobilier gives you all the keys to prepare a solid file and quickly convince a landlord.

Discussion en équipe avec tableau blanc et post-its pour préparer un dossier de location étudiant


1. Understanding the student lease

The student lease is a rental contract specific to students enrolled in a higher education institution (article 25-7 of the law of July 6, 1989).

It has several features:

  • Fixed duration of 9 months maximum, non-renewable (it stops automatically at the end of the period).

  • It only concerns students: an apprentice or intern, being an employee, cannot benefit from it and must sign a standard furnished lease or a mobility lease.

  • The accommodation must be furnished, meaning it must include all the equipment listed by decree (bed, cooking plates, oven/microwave, refrigerator, dishes, table, chairs, storage, lighting, cleaning supplies).

👉 For more details: Service-Public.fr - Student lease.


2. Essential documents for your student tenant file

A complete and well-organized file immediately reassures a landlord. Here is the list of documents generally requested:

  • Valid identity document (national ID card, passport, residence permit).

  • Proof of enrollment in a higher education institution (certificate of enrollment, student card, admission letter).

  • Proof of current address (housing attestation, utility bill).

  • Guarantor's income documents (pay slips, tax return, proof of address).

📌 Tip: gather all these documents in a single well-named PDF (e.g., "Tenant file - SURNAME Firstname"). Landlords and agencies appreciate clarity and speed.


3. The different possible guarantees

Landlords above all want to be reassured about the tenant's solvency. Three main solutions exist:

a) Physical guarantor

This is the classic formula: a parent or close relative acts as a joint guarantor. The guarantor must provide their pay slips, tax return, and proof of address. Often, the landlord will request the signature, in addition to the lease, of a deed of guarantee that commits the guarantor to cover any unpaid rent and damages.

b) Visale guarantee

The Visale scheme (Action Logement) is free and covers rent and charges payment in case of default. It is accessible to all students aged 18 to 30 (subject to conditions).

👉 Request for Visale guarantee.

c) Private guarantee companies (GarantMe, Unkle, etc.)

Companies like GarantMe offer to act as guarantor on your behalf, for a fee (generally a percentage of annual rent). This is an interesting solution for international students or those whose parents cannot act as guarantor.


4. Tips to maximize your chances

  • Pay attention to presentation: a clear, well-organized file, sometimes accompanied by a cover letter, makes a difference.

  • Plan ahead: prepare your documents before even visiting, so you can submit your file immediately.

  • Be transparent: don't cheat on your income or status, as landlords can easily verify.

  • Think about home insurance: mandatory from the day you move in.

  • Take care with how you communicate: politeness, courtesy, and punctuality are essential. After a visit, even if the accommodation doesn't suit you, a small message to thank and decline is always appreciated. This shows your seriousness and leaves a good impression, which can work in your favor if another accommodation matching your criteria comes up.


5. Landlord's obligations to the student

A landlord who rents to a student also has obligations:

  • Provide decent accommodation (minimum area of 9 m², compliant electrical and heating installation, absence of health risks).

  • Provide furnished accommodation with regulatory equipment.

  • Provide the tenant with technical reports (EPC, state of electrical or gas installation, lead exposure risk if applicable, etc.).


6. Why preparing your file well is essential

The student rental market is tight, especially in major university cities like Montpellier. An incomplete or approximate file risks ending up at the bottom of the pile.

Conversely, a solid file with clear guarantee (Visale, GarantMe, or a physical guarantor) can make the difference immediately.

At Alpaca Immobilier, we systematically advise students and their parents to prepare all documents in advance and to plan a guarantee solution from the start of the housing search.


✅ Conclusion

Well preparing your student tenant file means:

  • Planning for supporting documents in advance,

  • Choosing the right guarantee (Visale, GarantMe, or physical guarantor),

  • Understanding the specifics of the student lease (9 months, furnished mandatory, not for apprentices),

  • Knowing the landlord's obligations.

A good file = housing found faster and more peacefully. And if the accommodation doesn't suit you, it's still possible to leave it with one month's notice in tight markets.

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Student Tenant Application | Alpaca Immobilier