Certified appraisal · IFI

Real estate expertise for the IFI declaration

The Real Estate Wealth Tax (IFI) applies to net real estate assets exceeding 1.3 million euros. A real estate expertise justifies the declared value and protects you in case of a tax audit.

Reminder: how IFI works

IFI is declared annually on January 1st. It covers the net value of your real estate assets. The rate is progressive, from 0.50% to 1.50%.

The crucial point: you must declare the 'real market value' of your properties, meaning the price they would sell for under normal market conditions.

Key figures

1.3M€IFI triggering threshold
3 yearsTax authority audit period
40%Maximum penalty for bad faith

Why have your assets appraised?

Declaring the right value is a balancing act. Undervaluing exposes you to tax reassessment with penalties. Overvaluing makes you pay excessive tax.

In case of an audit, the tax authority can propose a correction. A Charter-compliant expertise report constitutes solid evidence.

Discounts the expert can apply

Unlike a free sale, IFI allows certain discounts that reduce the declared value:

Primary residence

30% discount on market value, applied automatically.

Jointly owned property

10 to 30% discount depending on circumstances.

Rented property

Variable discount based on remaining lease and rent level.

Hard-to-sell property

Discount justified by specific constraints (easements, condition, planning).

The expertise documents each discount with arguments, strengthening your position in case of an audit.

Frequently asked questions

Does the expertise need to be redone every year?
Not necessarily. If the market and property condition haven't changed significantly, a report can be used for 2 to 3 years with index updating.
Is the expertise cost-effective compared to tax savings?
Often yes. A well-done expertise can identify justified discounts. On a 2 million euro estate, a 5% difference represents 100,000 euros less taxable base.

Need an expertise for your IFI declaration?

Contact us for a free quote. Response within 24 working hours.